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MTD ITSA 2026 rollout: what accountants need to know now

780,000+ clients enter scope. Five quarterly submissions per client, per year. Here's your prep checklist.

15 May 2026·6 min read

Making Tax Digital for Income Tax Self Assessment (MTD ITSA) enters its first mandatory phase in April 2026. After years of delays, the rollout is now fixed — and accountants managing self-employed clients and landlords need to be ready.

Who enters scope first

From April 2026, MTD ITSA applies to individuals with qualifying income above £50,000 from self-employment or property. This is estimated to bring over 780,000 taxpayers into scope in the first wave.

The threshold drops to £30,000 from April 2027, and a further threshold of £20,000 is under consideration for a later date.

What the new obligations look like

Under MTD ITSA, each in-scope client must:

  • Use MTD-compatible software to keep digital records
  • Submit quarterly updates to HMRC — four per year, due within one month of each quarter end
  • Submit a final declaration (replacing the Self Assessment tax return) by 31 January

That's five submissions per client per year — four quarterly updates plus the final declaration. For a practice with 100 in-scope clients, that's 500 submissions annually.

⚠️The quarterly deadlines are hard deadlines, not extensions of the Self Assessment calendar. Late quarterly updates attract a points-based penalty system — four points triggers a £200 fine, with further £200 fines for each subsequent missed submission.

The quarterly submission deadlines

For a standard April–March tax year, quarterly deadlines fall on:

  • 5 August (quarter ending 5 July)
  • 5 November (quarter ending 5 October)
  • 5 February (quarter ending 5 January)
  • 5 May (quarter ending 5 April)

Clients with non-standard accounting periods may have different quarter-end dates. HMRC allows calendar-quarter alignment for simplicity.

Prep checklist for agents

  • Identify all clients with qualifying income above £50,000 — check both self-employment and property income combined
  • Ensure they have or will have MTD-compatible software by April 2026
  • Review your own systems for tracking five-times-as-many submission deadlines
  • Consider whether your current fee structure covers the additional work
  • Sign up for HMRC's agent services account if not already done
💡PenaltyProof's MTD ITSA alerts are available on paid plans, monitoring quarterly submission deadlines across your client list and alerting you 30, 14, 7 days and on the morning each is due.
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